PRS Industry Statistics

A Comprehensive Overview of Malaysia's Private Retirement Scheme Landscape

Stay informed about the growth and trends in Malaysia's Private Retirement Scheme (PRS) industry. This page provides up-to-date statistics, insightful analysis, and key performance indicators that showcase the development of PRS since its inception.

AUM Growth

The Assets Under Management (AUM) of PRS funds have shown significant growth, reflecting increasing public confidence and participation in the scheme.

Industry-wide AUM Trends

[Interactive Line Chart: PRS Industry AUM Growth]

• X-axis: Years (2012-2024)
• Y-axis: Total AUM (RM Billions)
• Features:
  • Hover tooltips showing exact AUM values and year-on-year growth rates
  • Option to toggle between linear and logarithmic scales
  • Annotations for significant milestones or policy changes

Key Milestones:

• 2012: PRS launch
• 2014: Introduction of PRS Youth Incentive
• 2020: Impact of COVID-19 pandemic
• 2024: Current AUM (Update with latest figure)

Industry Growth: Explore how the PRS industry has expanded since its inception, with total AUM reaching RM XX.XX billion as of [latest date].

AUM by Provider

Understanding the market share of different PRS providers offers insights into industry dynamics and consumer preferences.

[Stacked Area Chart: AUM Distribution by PRS Provider]

• X-axis: Years (last 5 years)
• Y-axis: AUM (RM Billions)
• Stacked areas representing each PRS provider's AUM
• Interactive legend allowing users to toggle providers on/off

Top 5 Providers by AUM (as of [latest date]):

1. Provider A: RM X.XX billion (XX% market share)
2. Provider B: RM X.XX billion (XX% market share)
3. Provider C: RM X.XX billion (XX% market share)
4. Provider D: RM X.XX billion (XX% market share)
5. Provider E: RM X.XX billion (XX% market share)

Market Dynamics: Analyze how different PRS providers have grown and competed over time in terms of AUM.

Member Demographics

Understanding who is participating in PRS provides valuable insights into the scheme's reach and areas for potential growth.

Age Distribution

[Interactive Donut Chart: Age Distribution of PRS Members]

• Segments:
  • Under 30: XX%
  • 30-40: XX%
  • 41-50: XX%
  • 51-55: XX%
  • Over 55: XX%
• Feature: Click on segments to see detailed statistics for each age group

Key Observations:

1. Largest age group: [Age range] (XX% of members)
2. Youngest member: [Age] years old
3. Oldest member: [Age] years old
4. Average age of PRS members: [X] years

Demographic Insights: Understand the age composition of PRS members and identify potential target groups for increased participation.

Contribution Patterns

Analyzing contribution patterns helps in understanding member behavior and the effectiveness of various PRS incentives.

[Grouped Bar Chart: Annual PRS Contribution Patterns]

• X-axis: Years (last 5 years)
• Y-axis: Total Contributions (RM Millions)
• Grouped bars for each year showing:
  • Employee Contributions
  • Employer Contributions
  • Self-Employed/Voluntary Contributions
• Feature: Toggle between absolute values and percentage breakdown

Contribution Trends:

1. Fastest growing contribution type: [Type] (XX% CAGR over 5 years)
2. Average annual contribution per member: RM [X,XXX]
3. Percentage of members making maximum tax-deductible contributions: XX%

Contribution Analysis: Examine how different types of contributions have evolved and identify trends in member saving behavior.

Fund Performance Data

Evaluating the performance of PRS funds provides crucial information for both current and potential members.

Top Performing Funds

[Sortable Table: Top Performing PRS Funds] Columns:

• Fund Name
• Provider
• Fund Type (Growth, Moderate, Conservative)
• 1-Year Return (%)
• 3-Year Annualized Return (%)
• 5-Year Annualized Return (%)
• Since Inception Annualized Return (%)

Features:

• Sort by any column
• Filter by fund type or provider
• Highlight top 3 performers in each category

Performance Comparison: Identify the best-performing PRS funds across different time horizons and fund types.

Risk-Adjusted Returns

Understanding risk-adjusted returns provides a more comprehensive view of fund performance.

[Interactive Scatter Plot: Risk vs. Return of PRS Funds]

• X-axis: Risk (Standard Deviation)
• Y-axis: Return (3-Year Annualized)
• Each point represents a PRS fund
• Color-coded by fund type (Growth, Moderate, Conservative)
• Size of point indicates fund AUM

Features:

• Hover tooltips with fund details
• Ability to zoom and pan
• Overlay Sharpe ratio contour lines

Key Statistics:

1. Highest Sharpe ratio fund: [Fund Name] (Ratio: X.XX)
2. Lowest volatility fund: [Fund Name] (Standard Deviation: X.XX%)
3. Highest return fund: [Fund Name] (3-Year Annualized Return: X.XX%)

Risk-Return Analysis: Evaluate PRS funds based on their risk-adjusted performance to make informed investment decisions.

Industry Benchmarks and Comparisons

Comparing PRS performance to relevant benchmarks and other investment options provides context for evaluating the scheme's effectiveness.

1. PRS vs. EPF Returns:

   • 5-Year average return: PRS Growth Funds (X.X%) vs. EPF Dividend Rate (X.X%)

2. PRS vs. Unit Trust Funds:

   • Average expense ratio: PRS Funds (X.XX%) vs. Unit Trust Funds (X.XX%)

3. PRS Adoption Rate:

   • Percentage of eligible workforce participating in PRS: XX%
   • Year-on-year growth in PRS memberships: X.X%

4. International Comparison:

   • Malaysia's PRS AUM as % of GDP compared to similar schemes in other countries

Benchmark Insights: Gain perspective on PRS performance relative to other investment options and international standards.

Frequently Asked Questions

1. Q: How often are these statistics updated? A: We update our industry statistics quarterly, with the most recent update on [Date].

2. Q: Are these statistics officially recognized by regulatory bodies? A: Yes, these statistics are compiled from reports submitted to and verified by the Securities Commission Malaysia.

3. Q: How can I use these statistics for my personal retirement planning? A: These statistics can help you benchmark your own PRS investments, understand industry trends, and make informed decisions about fund selection and contribution strategies.

Stay Informed

Keep up-to-date with the latest PRS industry developments:

• Subscribe to PRS Industry Updates
• Download Detailed PRS Industry Report (PDF)
• Attend PRS Industry Webinar
• Consult a PRS Advisor for personalized insights